419 scams

Many American Drivers are Overpaying
[email protected]


Scam Email received 5/18/2019

Email From:

[email protected]

Sender Name:

Provide Insurance – Start Saving

Other emails used:

, [email protected]

Email Subject:

Many American Drivers are Overpaying


Many American Drivers are Overpaying – [email protected]


Dear Insured,
As set forth in the Biggert

Waters Flood Insurance
R
eform Act of 2012, the National Flood
Insurance Program (NFIP) has implemented requirements that affect your
insurance policy
. We
have received a
request
by
you
or
your agent/producer
to “Tentative Rate” your
Standard Flood
Insurance Policy
(SFIP)
due to the FEMA
Elevation Certificate
requir
ement
at the time of
the
application
.
Tentative Rates are used to issu
e policies when we do not have an Elevation Certificate or other
pertinent information to determine a premium that accurately reflects the flood risk (i.e., actuarial
rates). Tentative Rates are generally higher than other rates published in the NFIP Floo
d
Insuranc
e Manual (ranging from $2 to $12
per $100 of coverage). Tentatively Rated policies
cannot be endorsed to increase coverage limits, or renewed for another policy term, until the
required actuarial rating information and full premium payment
is
re
ceived.
If the documents necessary for actuarial rating are received, and the actuarial premium is more
than the Tentative Rated premium, the coverage limits will be less th
an those shown on the
enclosed D
eclaration page.
If a loss occurs on a property
covered by a Tentatively Rated policy,
payment for the loss can only occur if the policy is actuarially rated (with all necessary
documentation received), and payment will be limited by the amount of coverage that the
initially submitted premium will purc
hase using the corre
ct actuarial rating information, but may
not exceed the amount of coverage originally requested
.
We would request that you
follow up on this matter
or if you have any questions
, please contact
your [agent/broker

concatenated with a
period]Sincerely,
Flood Customer Service

Dear Agent, Thanks for your interest in Texas Mutua l Insurance Company. We require agents who do busine ss with us to have an active license with the Texas Department of Insurance. Please complete the attached two-part W-9 form (top and bottom sections), the agent profile form, and return both to us with a copy of your Texas license or Texas non-resident license if you are located in another state. You have four options for sending us your agency set – up information : O vernight delivery : Texas Mutual Insurance Company 6210 E Highway 290 Austin, TX 78723 – 1098 M ail: Texas Mutual Insurance Company P.O. Box 12058 Austin, TX 78711 – 2058 E mail: agents @texasmutual.com F ax: ( 512 ) 224 – 6790 Once we have received all of the required information, please allow two to three business days for processing. We will notify you of your assigned agency code and provide you more information about how to do business with Texas Mutual Insurance Company. If you have any questions, please call our Information Service Center at (800) 859-5995 or visit us online at texasmutual.com. Thank you, Dear Students , Congratulations and welcome to William James College! We are excited that you are joining our community. You have already heard from some of the offices and academic departments on campus who want to assist in a smooth launching of your career at William James. On behalf of the College we wanted to send you a warm welcome from the faculty, staff, and administration as we count down the days until the new academic year begins. As we prepare for you r arrival it is our goal to ensure an easy transition to student life at William James. Orientation is only two short months away and as you plan to embark on this new and exciting next chapter in your life, we are planning as well for your arrival. Over the summer you will hear from your academic department and the field placement office. Below you will find a list of links that are important to get you on the right track for the academic year. Please feel free to be in touch so we can assist your smooth transition. There are two additional points of information to share. First, orientation occurs over the week of August 2oth – August 24th. Each program has required days of attendance – the entire schedule can be found here . Second, your William James College email address is the primary mode of communication. Starting next week you will be receiving multiple emails each week at your WJC account. It is necessary to understand at the outset that all offices and departments communicate via your college email and expect you to check it daily. This is an expectation of all students and missteps due to not checking emails are not ac cepted. You will find the faculty and staff at the College extremely dedicated to your education and highly responsive. We ask you in turn to work with us on following our policies and procedures closely. In choosing William James College you join a commu nity dedicated to serving society’s diverse mental health needs and ensuring access to mental health care for all persons. We look forward to seeing you on campus very soon. With warmest regards, Josh Cooper, M.Ed., J.D. Stanley Berman, Ph.D. Dean of Students Vice President for Academic Affairs Entering Student Checklist – All of the steps that must be taken before school begins can be found here. New Student Webpage – This site contains many great resources about student life, the Boston area, and getting ready for the start of the academic year. Sharing William James with your family and friends – Provide contact information for your family and friends so that they may to learn what William James College is about, what you will be experiencing, and so we can notify them about our art exhi bits, lectures, colloquia and other activities. Last update on 9 – 7 – 2018 3 Registered as a resident of a Dutch municipality : If you are registered as a citizen of a Dutch municipality – regardless of your nationality – you only need to inform the city of Middelburg that you will live in Middelburg from now on. You can r egister at the municipality by submitting a f or m (only in Dutch) in advance . More information can be found on the website of the municipality: https://www.middelburg.nl/Inwoner s/Wonen_en_verbouwen/Verhuizen EU – nationals and Dutch nationals registered as citizens in a country other than the Netherlands If you are an EU or Dutch student who is not currently registered in a Dutch municipality, please fill out the pre – registrati on form of the Middelburg municipality: www.middelburg.nl/preregistration . Additionally, you must report to the municipality of Middelburg in person within five days of arrival . This can be done from Monday – Friday bet ween 08.30 – 16.30, on Thursday s the y are open till 20.00. The municipality is located at Kanaalweg 3 Middelburg ‡ . When you visit the municipality you need to bring the following items: – Valid passport and/or EU Identity card – If you wer e born outside the Netherlands , a legalized copy of your birth certificate also known as apostille – For students from the Dutch Antilles – a proof that you have discontinued your registration as a citizen of the Antilles. Nationals who require a residence permit – all non – EU nationals If you carry a non – EU passport and do not currently legally reside in a Dutch municipality, please fill out the pre – registration form of the Middelburg municipality: www. middelburg.nl/preregistration . Utrecht University has started your residence permit (VVR) with or without an entry visa (MVV) application. Sinc e you do not have the residence permit yet, you will be informed by them where and when you will need to pick it up. We will inform the municipality of Middelburg that you are going to be studying at UCR and you will be able to register as a citizen o f Middelburg at the municipality, which should be done in person within five days of arrival. Th e municipality open ing hours are from Monday – Friday between 08.30 – 16.30, and on Thursdays until 20.00. The municipality is located at Kanaalweg 3 Middelburg § . When you vis it the municipality you must have the following documents available: – Valid passport (with the MVV st icker in your passport if your nationality requires you to have this). – Legalized copy of your birth certificate also known as apostille. – E – mail from OSIRIS that your application for the VVR has been approved by the IND. You will also need to undergo a tub erculosis test, for which you will receive an invitation. This will be scheduled during the first weeks you are in class. New international students or Dutch students residing abroad who have further questions about this procedure please send an e – mail t o [email protected] .

Dean of Students
Vice President for Academic
Affairs
Entering Student Checklist

All of the steps that must be taken before
school begins can be found here.
New Student Webpage

This site contains many great resources about
student life, the Boston area, and getting ready for the start of the
academic year.
Sharing William James with your family and friends

Provide
contact information for your family and friends so that they may to learn
what William James College is about, what you will be experiencing, and
so we can notify them about our art exhi
bits, lectures, colloquia and other
activities.
Last update on
9

7

2018
3
Registered as a resident of a Dutch municipality
:
If you are registered as a citizen of a Dutch municipality

regardless of your nationality

you only need to
inform the city of Middelburg that you will live in Middelburg from now on.
You can r
egister at the
municipality by submitting a f
or
m
(only in Dutch) in advance
. More information can be found on the website
of the municipality:
https://www.middelburg.nl/Inwoner
s/Wonen_en_verbouwen/Verhuizen
EU

nationals and Dutch nationals registered as citizens in a country other than the Netherlands
If you are an EU or Dutch student who is not currently registered in a Dutch municipality,
please fill out the
pre

registrati
on form of the Middelburg municipality:
www.middelburg.nl/preregistration
.
Additionally, you
must report to the municipality of Middelburg in person
within five days of arrival
. This can be done from
Monday

Friday bet
ween 08.30

16.30, on
Thursday
s the
y
are open till 20.00.
The municipality is located at
Kanaalweg 3
Middelburg

.
When you visit the municipality you need to bring the following items:

Valid passport and/or EU Identity card

If you wer
e born outside the Netherlands
,
a legalized copy of your birth certificate
also known
as apostille

For students from the Dutch Antilles

a proof that you have discontinued your registration as
a citizen of the Antilles.
Nationals who require a residence
permit

all non

EU nationals
If you carry a non

EU passport and do not currently legally reside in a Dutch municipality,
please fill out the
pre

registration form of the Middelburg municipality:
www.
middelburg.nl/preregistration
.
Utrecht University has
started your residence permit (VVR) with or without an entry visa (MVV) application.
Sinc
e
you do not have the residence permit yet, you will be informed by
them
where and when you will need
to pick
it up. We will inform the municipality of Middelburg that you are going to be studying at UCR and you
will be able to register as a citizen o
f Middelburg at the municipality, which should be done in person within
five days of arrival.
Th
e municipality open
ing hours are
from Monday

Friday between 08.30

16.30,
and
on
Thursdays
until
20.00. The municipality is located at Kanaalweg 3 Middelburg
§
.
When you vis
it the
municipality you
must have the following documents available:

Valid passport (with the MVV st
icker in your passport if your nationality requires you to have
this).

Legalized copy of your birth certificate
also known as apostille.

E

mail
from
OSIRIS that
your application for the VVR
has been approved by the IND.
You will also need to undergo a
tub
erculosis
test, for which you will receive an invitation. This will be
scheduled during the first weeks you are in class.
New international students or Dutch students residing abroad who have further questions about this
procedure please send an e

mail t
o
[email protected]
.

Dear Insured,
As set forth in the Biggert

Waters Flood Insurance
R
eform Act of 2012, the National Flood
Insurance Program (NFIP) has implemented requirements that affect your
insurance policy
. We
have received a
request
by
you
or
your agent/producer
to “Tentative Rate” your
Standard Flood
Insurance Policy
(SFIP)
due to the FEMA
Elevation Certificate
requir
ement
at the time of
the
application
.
Tentative Rates are used to issu
e policies when we do not have an Elevation Certificate or other
pertinent information to determine a premium that accurately reflects the flood risk (i.e., actuarial
rates). Tentative Rates are generally higher than other rates published in the NFIP Floo
d
Insuranc
e Manual (ranging from $2 to $12
per $100 of coverage). Tentatively Rated policies
cannot be endorsed to increase coverage limits, or renewed for another policy term, until the
required actuarial rating information and full premium payment
is
re
ceived.
If the documents necessary for actuarial rating are received, and the actuarial premium is more
than the Tentative Rated premium, the coverage limits will be less th
an those shown on the
enclosed D
eclaration page.
If a loss occurs on a property
covered by a Tentatively Rated policy,
payment for the loss can only occur if the policy is actuarially rated (with all necessary
documentation received), and payment will be limited by the amount of coverage that the
initially submitted premium will purc
hase using the corre
ct actuarial rating information, but may
not exceed the amount of coverage originally requested
.
We would request that you
follow up on this matter
or if you have any questions
, please contact
your [agent/broker

concatenated with a
period]Sincerely,
Flood Customer Service

Dear Agent, Thanks for your interest in Texas Mutua l Insurance Company. We require agents who do busine ss with us to have an active license with the Texas Department of Insurance. Please complete the attached two-part W-9 form (top and bottom sections), the agent profile form, and return both to us with a copy of your Texas license or Texas non-resident license if you are located in another state. You have four options for sending us your agency set – up information : O vernight delivery : Texas Mutual Insurance Company 6210 E Highway 290 Austin, TX 78723 – 1098 M ail: Texas Mutual Insurance Company P.O. Box 12058 Austin, TX 78711 – 2058 E mail: agents @texasmutual.com F ax: ( 512 ) 224 – 6790 Once we have received all of the required information, please allow two to three business days for processing. We will notify you of your assigned agency code and provide you more information about how to do business with Texas Mutual Insurance Company. If you have any questions, please call our Information Service Center at (800) 859-5995 or visit us online at texasmutual.com. Thank you, Dear Students , Congratulations and welcome to William James College! We are excited that you are joining our community. You have already heard from some of the offices and academic departments on campus who want to assist in a smooth launching of your career at William James. On behalf of the College we wanted to send you a warm welcome from the faculty, staff, and administration as we count down the days until the new academic year begins. As we prepare for you r arrival it is our goal to ensure an easy transition to student life at William James. Orientation is only two short months away and as you plan to embark on this new and exciting next chapter in your life, we are planning as well for your arrival. Over the summer you will hear from your academic department and the field placement office. Below you will find a list of links that are important to get you on the right track for the academic year. Please feel free to be in touch so we can assist your smooth transition. There are two additional points of information to share. First, orientation occurs over the week of August 2oth – August 24th. Each program has required days of attendance – the entire schedule can be found here . Second, your William James College email address is the primary mode of communication. Starting next week you will be receiving multiple emails each week at your WJC account. It is necessary to understand at the outset that all offices and departments communicate via your college email and expect you to check it daily. This is an expectation of all students and missteps due to not checking emails are not ac cepted. You will find the faculty and staff at the College extremely dedicated to your education and highly responsive. We ask you in turn to work with us on following our policies and procedures closely. In choosing William James College you join a commu nity dedicated to serving society’s diverse mental health needs and ensuring access to mental health care for all persons. We look forward to seeing you on campus very soon. With warmest regards, Josh Cooper, M.Ed., J.D. Stanley Berman, Ph.D. Dean of Students Vice President for Academic Affairs Entering Student Checklist – All of the steps that must be taken before school begins can be found here. New Student Webpage – This site contains many great resources about student life, the Boston area, and getting ready for the start of the academic year. Sharing William James with your family and friends – Provide contact information for your family and friends so that they may to learn what William James College is about, what you will be experiencing, and so we can notify them about our art exhi bits, lectures, colloquia and other activities. Last update on 9 – 7 – 2018 3 Registered as a resident of a Dutch municipality : If you are registered as a citizen of a Dutch municipality – regardless of your nationality – you only need to inform the city of Middelburg that you will live in Middelburg from now on. You can r egister at the municipality by submitting a f or m (only in Dutch) in advance . More information can be found on the website of the municipality: https://www.middelburg.nl/Inwoner s/Wonen_en_verbouwen/Verhuizen EU – nationals and Dutch nationals registered as citizens in a country other than the Netherlands If you are an EU or Dutch student who is not currently registered in a Dutch municipality, please fill out the pre – registrati on form of the Middelburg municipality: www.middelburg.nl/preregistration . Additionally, you must report to the municipality of Middelburg in person within five days of arrival . This can be done from Monday – Friday bet ween 08.30 – 16.30, on Thursday s the y are open till 20.00. The municipality is located at Kanaalweg 3 Middelburg ‡ . When you visit the municipality you need to bring the following items: – Valid passport and/or EU Identity card – If you wer e born outside the Netherlands , a legalized copy of your birth certificate also known as apostille – For students from the Dutch Antilles – a proof that you have discontinued your registration as a citizen of the Antilles. Nationals who require a residence permit – all non – EU nationals If you carry a non – EU passport and do not currently legally reside in a Dutch municipality, please fill out the pre – registration form of the Middelburg municipality: www. middelburg.nl/preregistration . Utrecht University has started your residence permit (VVR) with or without an entry visa (MVV) application. Sinc e you do not have the residence permit yet, you will be informed by them where and when you will need to pick it up. We will inform the municipality of Middelburg that you are going to be studying at UCR and you will be able to register as a citizen o f Middelburg at the municipality, which should be done in person within five days of arrival. Th e municipality open ing hours are from Monday – Friday between 08.30 – 16.30, and on Thursdays until 20.00. The municipality is located at Kanaalweg 3 Middelburg § . When you vis it the municipality you must have the following documents available: – Valid passport (with the MVV st icker in your passport if your nationality requires you to have this). – Legalized copy of your birth certificate also known as apostille. – E – mail from OSIRIS that your application for the VVR has been approved by the IND. You will also need to undergo a tub erculosis test, for which you will receive an invitation. This will be scheduled during the first weeks you are in class. New international students or Dutch students residing abroad who have further questions about this procedure please send an e – mail t o [email protected] .

Dean of Students
Vice President for Academic
Affairs
Entering Student Checklist

All of the steps that must be taken before
school begins can be found here.
New Student Webpage

This site contains many great resources about
student life, the Boston area, and getting ready for the start of the
academic year.
Sharing William James with your family and friends

Provide
contact information for your family and friends so that they may to learn
what William James College is about, what you will be experiencing, and
so we can notify them about our art exhi
bits, lectures, colloquia and other
activities.
Last update on
9

7

2018
3
Registered as a resident of a Dutch municipality
:
If you are registered as a citizen of a Dutch municipality

regardless of your nationality

you only need to
inform the city of Middelburg that you will live in Middelburg from now on.
You can r
egister at the
municipality by submitting a f
or
m
(only in Dutch) in advance
. More information can be found on the website
of the municipality:
https://www.middelburg.nl/Inwoner
s/Wonen_en_verbouwen/Verhuizen
EU

nationals and Dutch nationals registered as citizens in a country other than the Netherlands
If you are an EU or Dutch student who is not currently registered in a Dutch municipality,
please fill out the
pre

registrati
on form of the Middelburg municipality:
www.middelburg.nl/preregistration
.
Additionally, you
must report to the municipality of Middelburg in person
within five days of arrival
. This can be done from
Monday

Friday bet
ween 08.30

16.30, on
Thursday
s the
y
are open till 20.00.
The municipality is located at
Kanaalweg 3
Middelburg

.
When you visit the municipality you need to bring the following items:

Valid passport and/or EU Identity card

If you wer
e born outside the Netherlands
,
a legalized copy of your birth certificate
also known
as apostille

For students from the Dutch Antilles

a proof that you have discontinued your registration as
a citizen of the Antilles.
Nationals who require a residence
permit

all non

EU nationals
If you carry a non

EU passport and do not currently legally reside in a Dutch municipality,
please fill out the
pre

registration form of the Middelburg municipality:
www.
middelburg.nl/preregistration
.
Utrecht University has
started your residence permit (VVR) with or without an entry visa (MVV) application.
Sinc
e
you do not have the residence permit yet, you will be informed by
them
where and when you will need
to pick
it up. We will inform the municipality of Middelburg that you are going to be studying at UCR and you
will be able to register as a citizen o
f Middelburg at the municipality, which should be done in person within
five days of arrival.
Th
e municipality open
ing hours are
from Monday

Friday between 08.30

16.30,
and
on
Thursdays
until
20.00. The municipality is located at Kanaalweg 3 Middelburg
§
.
When you vis
it the
municipality you
must have the following documents available:

Valid passport (with the MVV st
icker in your passport if your nationality requires you to have
this).

Legalized copy of your birth certificate
also known as apostille.

E

mail
from
OSIRIS that
your application for the VVR
has been approved by the IND.
You will also need to undergo a
tub
erculosis
test, for which you will receive an invitation. This will be
scheduled during the first weeks you are in class.
New international students or Dutch students residing abroad who have further questions about this
procedure please send an e

mail t
o
[email protected]
.

Provide Insurance – Start Saving – [email protected]

The above email is a scam. If you still think is legitimate, but you’re still concerned, then follow these steps:

Ten Minutes 10 minutes.

How to check if you received a scam email

  1. Google the details.

    Do a Google search for the persons name/company name that the email has come from.

  2. Confirm the details.

    Visit their website and look for a phone number or email address. Search for the website yourself. Do not assume the details in the email are valid.

  3. Confirm using the information you have found

    Using the details you have researched, call or email the business and ask them to verify the information within the email.

  4. Check if the email has been sent to multiple people

    Google snippets of the email text to see if the same format has been used in the past. eg “Army officer from Syria but now living with the United Nations on asylum”

Most of us know someone who is vulnerable to these types of attacks. Fortunately, if you’re aware of the presence of these scams, and armed with some basic knowledge on identifying them, you can greatly reduce your chances people you know becoming a victim. Please help them by sharing this information on Facebook or Twitter using the #telltwo and #takefive hashtags.
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