Scam Email received 5/18/2019
Re: Your Urgent Payment
Re: Your Urgent Payment – email@example.com
ATTN: Beneficiary This is my second email to you and I hope this email meets you in good health with a perfect mind set to receive your over-due payment. First let me introduce myself, I am Mr. Andre Walters Head of Committee on Federal Reserve Bank Affairs (?PaymentsCo?) and the Clearing House Interbank Payments System (CHIPS). We have been authorized by the Federal Reserve System to transfer your unblocked and unpaid sum of $25million through the New York Clearing House; The Federal Reserve Bank’s FedWire Payments System (FPS). The New York Clearing House operates Real-Time Payments (RTP) clearing and processing of electronic transactions in batches also settling $2 trillion daily through the Clearing House Interbank Payments System (CHIPS). Basically, we want to notify you that your over-due sum of $25million that has been withheld by the U.S Treasury’s Office of Foreign Assets Control (OFAC) is finally unblocked and approved for immediate wire transfer into your receiving bank account by The Federal Reserve System. After we reviewed the issued payment mandate and the certified payment instrument released by OFAC containing your personal details, i noticed a different bank details in favor of your financial representative and partner, Mr Lewis Munroe. So we require your confirmation to proceed with the provided account before transfer of your funds is initiated via S.W.I.F.T MT2O2 COV in favor of your representative Mr Lewis Munroe. Confirm details below: Bank Name: U.S Bank Trust, N.A, MN; Swift Code: USBKUS4TCOR; Routing #: 121122676; Account Number: 153459581457; Account Beneficiary Name: ARCS REALTOR & PROPERTY LLC Upon your confirmation, we can completely transfer $25million to the U.S. Bank Trust, N.A account as above within the next 72- hours and copy of the MT202 COV Payment Slip will be sent by fax to the receiving beneficiary bank, Mr. Lewis Munroe and also a copy sent to you for funds clearance at the receiving bank. We hope this letter is understood, if not, kindly go over the content again before responding. Direct all responses to my return email regards to this matter, also provide your phone number for us to reach you directly. Thanks for your Co-Operation. Yours Faithfully Mr. Andre Walters Head of Committee on Federal Reserve Bank Affairs (?PaymentsCo?) Clearing House Interbank Payments System (CHIPS) The Clearing House Association L.L.C. New York Andre Walters – firstname.lastname@example.org
The above email is a scam. If you still think is legitimate, but you’re still concerned, then follow these steps:
Ten Minutes 10 minutes.
How to check if you received a scam email
- Google the details.
Do a Google search for the persons name/company name that the email has come from.
- Confirm the details.
Visit their website and look for a phone number or email address. Search for the website yourself. Do not assume the details in the email are valid.
- Confirm using the information you have found
Using the details you have researched, call or email the business and ask them to verify the information within the email.
- Check if the email has been sent to multiple people
Google snippets of the email text to see if the same format has been used in the past. eg “Army officer from Syria but now living with the United Nations on asylum”